Crime Insurance in Byron, MI and Surrounding Areas
Specialty Coverage for Dishonesty in the Workplace.
It is an unfortunate reality that business-related crime poses a threat to your operations. Having commercial crime insurance can provide essential protection for your business against these losses and supplement your existing insurance portfolio.
The professionals at Blackmore-Rowe Insurance can help your business secure the optimal commercial crime insurance policy. Contact us for more information.
What Is Commercial Crime Insurance?
Commercial crime insurance can provide coverage for monetary or property losses that occur through dishonest acts. It may offer protections both at your business and while you and your employees are working off-site. It may also offer coverage while goods are in transit. Policies can vary, so it’s essential you talk with your Blackmore-Rowe Insurance agent to learn more.
What Does Commercial Crime Insurance Cover?
Commercial crime insurance can provide valuable protection against several types of business-related criminal acts, including:
· Acts of employee dishonesty (e.g., employee theft of money or property, embezzlement or fraud).
· Burglary and robbery.
· Forgery and alteration.
· Computer fraud.
· Funds transfer fraud.
· Good faith acceptance of counterfeit currency and money orders.
Coverage may also be available to cover the dishonest acts of volunteers, temporary employees or others who work on behalf of your company. Contact your Blackmore-Rowe Insurance agent for more details on coverage options, limits and exclusions.
Why Do I Need Commercial Crime Insurance?
Even with robust security protocols and extensive employee vetting and training, businesses are vulnerable to crime. Additionally, standard insurance policies typically exclude losses from business-related crimes committed by employees and offer limited protection for third-party crimes. Having commercial crime insurance can add crucial protections for you and your clients.
How Much Does Commercial Crime Insurance Cost?
The cost of commercial crime insurance depends on various factors, including:
· Your industry.
· The size and location of your business.
· Your selected coverage limits.
· The value of the property you are insuring.
Commercial crime insurance can help your business recover if it is the victim of dishonest acts. Our agents at Blackmore-Rowe Insurance are ready to help you secure the coverage you need. Contact us to discuss your unique risks and for more information on commercial crime insurance policies.